Clever FoxBudget Planner Premium Edition – Expense Tracker Notebook + 5 Cash Envelopes, Budget Planner Organizer; Budget Book & Journal to Control Your Money, Undated; A5 Hardcover – Black

wonderful little budget planner and not expensive. sturdy and quality paper inside thank you! now lets use it, lisamarie

I bought dated 2021 sticker tabs to put on each month. This makes finding the month very simple and filling in dates on calendar pages easier. There are 12 entry spots for debt tracker. (12 debts)There are 8 entry spots for savings trackers.I do like this Premium (color) version better than the standard one. I use gel pens on the pages and they don’t bleed through. Each month has a different color and I used a similar color gel pen to fill in the dates and holidays.Before the year began, I looked at all my bills from previous years and filled them into the calendar. Things like: dog vaccines, dog license due, car insurance due, Amazon Prime renewal, Costco membership renewal, taxes due, car registration due, AAA renewal, home insurance due, birthdays, anniversaries, etc.They made some dumb choices with the included stickers. 14 payday stickers is not enough (most people get paid every 2 weeks or twice a month.)I feel like this is the first time a budget will work for me because I NEED the calendar in the same place to budget for all that extra stuff.I also really like that there are 3 built in ribbon markers.I think clever fox would be smart to design their own monthly tab stickers to fit into their books. (Complete with markings on the pages to evenly space tabs)This would be a great design improvement.I also like the cover better on the cheaper, standard version. The standard budget book has a suede feeling cover. This premium has a leatherette cover, but it feels pretty plasticky (I like the suede cover better.)Overall, this is the best budget book I could find. I would like them to make the minor improvements suggested, but still a 5 star product.**REVISED TO 4 stars** as I’m filling in my planner for the following year, I notice the “Summary of the Year” spread only has space for 10 months. Um. WHAT? Every other aspect of this planner covers 12 months. This was clearly a design error and warranted removing a star.

I will admit that I have the tendency to procrastinate in addition to having a mind that always operates with 5-10 tabs open lol, this planner was everything I needed and then some. Although I felt intimidated at allowing for my finances to get so out of hand, once I opened this planner I realized that I was just unorganized and in need of structure. This planner gives you that and then some. The way that everything is broken down and the detail placed on assisting you to categorize all areas of your money, enables you to easily and seamlessly flow into creating a foundation to fully take control of your money and get a clear look at what needs to be done to get into better spending habits. I will be getting additional planners from Clever Fox. So happy I found them.

The pages are so thick and nice to write onOnly thing I don't like is the set up of the budget page and I think the review page, certain aspects didn't need to be so big.

Really good to begins financial planings

Good product and easy to use

I like that it's informative. It has good ideas and would be great for beginners. It also good for anyone if they have been budgeting for years.It is made well and easy to take with you if you are going away from home.

Having to hand write the dates in each month is the only reason I didn’t give this budget book 5 stars. It’s got plenty of titled spaces to help guide you in the budgeting process.

El complemento con los sobres es perfecta, ya encargué unos cuantos más. Buenos materiales y fácil de usar. El tamaño es perfecto para escritorio. Los errores de edición que leí en reseñas pasadas parecen resueltos.

Both of my sticker sheets were the same :(But otherwise the planner is just as advertised.

Está muy bonita y todo, pero no me ofreció algo que no pudiera hacer ya con mi celular. existen buenas formas de organizarse sin gastar, devolví el producto por qué se me hizo una compra sin sentido una vez estuvo en mis manos.